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Das Verhalten landwirtschaftlicher Unternehmer bei der Fremdkapitalaufnahme

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dc.contributor.authorMußhoff, Oliver
dc.contributor.authorWaßmuß, Harm
dc.contributor.authorHirschauer, Norbert
dc.contributor.editorBill, R.
dc.contributor.editorKorduan, P.
dc.contributor.editorTheuvsen, L.
dc.contributor.editorMorgenstern, M.
dc.date.accessioned2019-06-03T12:46:25Z
dc.date.available2019-06-03T12:46:25Z
dc.date.issued2009
dc.description.abstractFarmers do not often change from their house bank to another bank, even if the competing banks offer better conditions. This "reluctance to switch" can be explained, on the one hand, by the transaction costs resulting from such a change of business relation. On the other hand, it may be the result of bounded rationality. The results of a survey of North German farmers show that they are indeed bounded rational borrowers. They greatly underestimate the monetary disadvantages which are caused by the higher interest rates for loans from their house bank. In other words: They do not switch bank even if their individually perceived transaction costs are already "covered" by the lower interest rates of the alternative loan offer.de
dc.identifier.isbn978-3-88579-236-9
dc.identifier.pissn1617-5468
dc.identifier.urihttps://dl.gi.de/handle/20.500.12116/23379
dc.language.isode
dc.publisherGesellschaft für Informatik e.V.
dc.relation.ispartofAnforderungen an die Agrarinformatik durch Globalisierung und Klimaveränderung
dc.relation.ispartofseriesLecture Notes in Informatics (LNI) - Proceedings, Volume P-142
dc.titleDas Verhalten landwirtschaftlicher Unternehmer bei der Fremdkapitalaufnahmede
dc.typeText/Conference Paper
gi.citation.endPage120
gi.citation.publisherPlaceBonn
gi.citation.startPage117
gi.conference.date09.-10. März 2009
gi.conference.locationRostock
gi.conference.sessiontitleRegular Research Papers

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P142 - 29. GIL Jahrestagung 2009 - Anforderungen an die Agrarinformatik durch Globalisierung und Klimaveränderung