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- TextdokumentTowards secure and standard-compliant implementations of the PSD2 Directive(Open Identity Summit 2017, 2017) Wich, Tobias; Nemmert, Daniel; Hühnlein, DetlefThe present article provides a compact overview of the most important requirements of the so-called “Payment Services Directive 2” (PSD2) [Di15], together with the related Regulatory Technical Standard on authentication and communication [Eu17] according to Article 98, and outlines how the pivotal “Access-to-Account-Interface” can be securely implemented based on widely acknowledged international standards.