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- ZeitschriftenartikelIndividualisierte Finanzdienstleistungsberatung für Privatkunden — Konzept und prototypische Umsetzung(Wirtschaftsinformatik: Vol. 46, No. 6, 2004) Buhl, Hans Ulrich; Heinrich, Bernd; Steck, Werner; Winkler, VeronicaThe article describes and discusses requirements as well as the business concept to generate financially optimized and individualized advisory suggestions for private customers in the financial industry. On this basis we presently design business and technical components of an advisory system. Within the research cooperation for situation, individualization and personalization (FORSIP) the system is prototypically implemented in the context of retirement planning. In addition we discuss possibilities for a customer-friendly visualization of investment risk and their technically implementation within the prototype.