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Auflistung nach Schlagwort "Individualisation"

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  • Zeitschriftenartikel
    Beratungsindividualisierung in der Finanzdienstleistungsbranche Umsetzungskonzepte und rechtliche Rahmenbedingungen
    (Wirtschaftsinformatik: Vol. 49, No. 1, 2007) Buhl, Hans Ulrich; Kaiser, Marcus; Winkler, Veronica
    Advisory Individualisation in the Financial Services Sector — Implementation Concepts and Legal Requirements. This article describes the individualisation of advisories in the financial services sector, especially the consideration of situations and roles. An important aspect in this context is the connection between the requirements imposed by the law (consumer protection and data protection) and the individualisation. Discussing this topic the article concludes that the individualisation benefits from the consumer protection in the financial services sector — in contrast to many other sectors — because of the documentation requirements imposed by this law. After introducing a concept for an individualised financial advisory (which describes the data necessary for an advisory, relationships between the data and factors influencing the data) two influencing factors are focussed: Situations and roles. The situations and roles relevant for a financial advisory are categorised and their impact on the advisory is illustrated by examples. Finally the customer view on the application of situation and roles in an advisory is discussed.
  • Conference paper
    Implementation of flexible and open course material for computer programming courses
    (Proceedings of DELFI 2024, 2024) Speiser, Sebastian; Baur, Melanie; Sedlmair, Johanna
    We report on our practical experiences of teaching computer programming across several study courses in multiple disciplines. We focus on creating learning material in a way that improves upon the current state of using presentations slides. We address: i) collaboration, ii) interactive teaching, iii) self-study, iv) progress tracking and v) individualisation. We are deriving requirements for course material that improves in these categories. We describe three systems that we used in different study courses, assessing them against our specified requirements. Finally, we outline our vision of creating an open, modular and decentralized approach to learning materials.
  • Zeitschriftenartikel
    IT-gestützte individualisierte Altersvorsorgeberatung
    (Wirtschaftsinformatik: Vol. 49, No. 2, 2007) Eberhardt, Michael; Zimmermann, Steffen
    KernpunkteDie Berücksichtigung persönlicher steuerlicher und sozialversicherungsrechtlicher Effekte erhöht den Individualisierungsgrad in der IT-gestützten Finanzberatung.Die hiermit mögliche qualitative und quantitative Verbesserung des Beratungs-bzw. Vertriebsprozesses beispielsweise im Bereich der Altersvorsorge generiert Wettbewerbsvorteile und erhöht den Kundennutzen.Die IT leistet damit einen Beitrag zur Komplexitätsbewältigung, begünstigt einen einheitlichen, beraterunabhängigen Qualitätsstandard und fördert den Absatz.Die Umsetzung dieses Konzepts in einem Beratungsunterstützungssystem ist ein erster Schritt von der isolierten Liquiditäts-und Performancebetrachtung einzelner Produkte hin zu einer automatisierten ganzheitlichen privaten Finanzplanung.AbstractThe paper outlines, how financial service providers can generate competitive advantages through innovative IT-support for their financial advisory processes. Therefore a generic concept for individualised financial advisory processes is enhanced by the consideration of tax and social contribution effects. This concept is operationalised for the important field of private retirement planning. Thus IT-support for the process of individualised advice is essential because of its high complexity and enables an individualised optimisation of customers’ portfolios. In cooperation with a German financial service provider this concept is already successfully implemented in a first release and will be extended and improved in the future.