Ulrich Buhl, HansKundisch, Dennis2018-01-162018-01-1620032003https://dl.gi.de/handle/20.500.12116/12380The German financial services market is in a fundamental phase of transition and many big German financial services providers are in crisis. Business information system sciences may help a great deal improving the situation by the development of theory-based recommendations. In this contribution the current state of the market as well as its perspectives for the future are presented. Moreover, up-to-date research projects in the domain are discussed.asymmetric informationbankfinancial intermediaryfinancial servicesindividualizationinsurancepersonalizationrisk managementtransaction costText/Journal Article1861-8936